#59

There was quite a bit on good info in this module. After taking the quiz, it was nice to have direct feedback that confirmed my credit rating! Learning that company inquiries from various companies impacts your score was an eye opener.

I am familiar with budgeting. I don't make such a detailed one as those proposed and I would only consider a free service shoud I need one.

Going into the TCDRS site was interesting. It appears that a lot of thought went into the site which was laid out to answer most of the standard questions dealing with the subject. The forms needed for the various steps in being a member were very helpful. When I reach that point :) I'll be ready.

Coomments

#58 My bank offers online banking with security and no charge for that service. They even offer bill pay on line. I do not to use this particular service but rather the phone service with 'prompts' to get information on my account. I find this much more convenient.
The info on how to save money in this economy is more common sense than anything else. It has been drummed into us not to food shop when hungry. The utilities use during summer and/or winter has also been promoted for a while. I seldom turn on the oven any more and in fact use the toaster oven often.
There are many computer programs that offer some type of money management so going on line to do this seems redundant. More so to pay for the service!